Post by shikapatho on Oct 17, 2023 23:50:13 GMT -5
Pix completed one year of its launch, exceeding expectations and falling in favor with the Brazilian consumer. With almost 350 million registered keys, it already represents 72% of operations, considering TED , DOC, TEC, bank slip and check!
The reason for so much success? User Experience . The Central Bank nailed Brazilians' desire to find an easy, practical and cheap way to pay bills, make purchases and transfer money.
However, despite the vast majority of keys whatsapp data created and transactions carried out daily being by individuals, companies also benefited from the new payment method.
Do you want to know how it works and what are the advantages of Pix for companies ? Keep reading!
You've probably already carried out a Pix transaction to make a purchase and, in fact, the company you were buying from may have even preferred to offer this payment method.
It is increasingly common, when we talk about cash payments, for companies themselves to offer discounts or, in some way, encourage consumers to pay with Pix, due to all the advantages of using this payment method.
Today, for a company, there are four main ways to receive payments via Pix:
By Pix Key – after registering the key with the financial institution where you have an account, it is most used in money transfers, not in purchases
By QR Code Pix – code that can be scanned at checkout, when the customer makes payment (physical or online)
By Pix Copia e Cola – alphanumeric code generated together with the QR Code that can be used as a substitute when it is not possible to scan the QR Code (as in the case of mobile checkout)
Coming soon: NFC (Near Field Communication) – through devices that have this technology, such as smartphones and smartwatches, and through the Pix key itself.
In other words, all a company needs to do to receive payment through Pix is to have a transactional account (current, savings or payment) maintained with a financial service provider, such as a bank, a fintech or a payment platform that is a participant. of the Instant Payment System – SPI.
With this payment method, your company can receive payments instantly, in just 10 seconds , 24 hours a day, 7 days a week. Including holidays and weekends.
The advantage becomes even more attractive given the time it takes to receive other payment methods in cash.
Another big advantage of Pix is its low usage rates.
It is possible to say that Pix is the cheapest payment method for companies, because in addition to using fewer intermediaries, the only Pix fee is related to transactions carried out; waiving any extra cost if it is not used or payment is not completed for any reason.
Speed , characteristic of Pix, is also an advantage mainly because it helps companies from all sectors with financial reconciliation and accounting, facilitating this process.
The reason for so much success? User Experience . The Central Bank nailed Brazilians' desire to find an easy, practical and cheap way to pay bills, make purchases and transfer money.
However, despite the vast majority of keys whatsapp data created and transactions carried out daily being by individuals, companies also benefited from the new payment method.
Do you want to know how it works and what are the advantages of Pix for companies ? Keep reading!
You've probably already carried out a Pix transaction to make a purchase and, in fact, the company you were buying from may have even preferred to offer this payment method.
It is increasingly common, when we talk about cash payments, for companies themselves to offer discounts or, in some way, encourage consumers to pay with Pix, due to all the advantages of using this payment method.
Today, for a company, there are four main ways to receive payments via Pix:
By Pix Key – after registering the key with the financial institution where you have an account, it is most used in money transfers, not in purchases
By QR Code Pix – code that can be scanned at checkout, when the customer makes payment (physical or online)
By Pix Copia e Cola – alphanumeric code generated together with the QR Code that can be used as a substitute when it is not possible to scan the QR Code (as in the case of mobile checkout)
Coming soon: NFC (Near Field Communication) – through devices that have this technology, such as smartphones and smartwatches, and through the Pix key itself.
In other words, all a company needs to do to receive payment through Pix is to have a transactional account (current, savings or payment) maintained with a financial service provider, such as a bank, a fintech or a payment platform that is a participant. of the Instant Payment System – SPI.
With this payment method, your company can receive payments instantly, in just 10 seconds , 24 hours a day, 7 days a week. Including holidays and weekends.
The advantage becomes even more attractive given the time it takes to receive other payment methods in cash.
Another big advantage of Pix is its low usage rates.
It is possible to say that Pix is the cheapest payment method for companies, because in addition to using fewer intermediaries, the only Pix fee is related to transactions carried out; waiving any extra cost if it is not used or payment is not completed for any reason.
Speed , characteristic of Pix, is also an advantage mainly because it helps companies from all sectors with financial reconciliation and accounting, facilitating this process.